Built for your industry

Cross-border payments, built for your industry

Local accounts in 50+ markets, local rails on both ends, and settlement in seconds — whether you are paying suppliers, running global payroll, or settling with travel partners.

No local entity required · Onboarding in days, not months


50+Markets

Named local accounts and local rails across four continents

<5sSettlement

Payments settled, not left pending somewhere in transit

70%Lower fees

Compared with the all-in cost of traditional bank transfers


Where does your money need to move?

Four industries, one set of rails. The same local accounts, local payouts, and transparent FX — pointed at a different payment problem.


Container ship under way at sunset, loaded with freight

Trade · Import/Export

For SMEs paying suppliers and collecting from buyers across borders. Replace correspondent banking with local payouts — payments built to settle in seconds, not the multi-day path of a bank wire.

  • Pay suppliers in local currency
  • Collect from buyers with named accounts
  • Free up trapped working capital
Explore Import & Export industry
Three colleagues reviewing figures on a laptop in a city office

Payroll · Global teams

For payroll teams paying people in multiple countries. Replace correspondent banks and manual FX with local payouts — every employee paid in local currency, on time, every cycle.

  • Pay teams across 50+ markets
  • Skip correspondent banks
  • Track every payout, run to settlement
Explore Payroll industry
Traveller with a suitcase watching an aircraft board at an airport gate

Travel · Tourism operators

For DMCs, ground handlers, and tour operators settling commissions across destinations. Replace slow bank transfers with local payouts — guides, suppliers, and partners paid locally, every season.

  • Settle commissions at the destination
  • Pay partners in local currency
  • Connect via API for OTAs and platforms
Explore Tourism industry
Woman sending money from a payment app on her phone by a city window at sunset

Remittance · Infrastructure

For remittance companies that want payment infrastructure inside their own product. Connect once over REST and reach 50+ markets with local collection, local payout, and settlement built to clear in seconds.

  • Reach 50+ markets through one API
  • Collect and pay out on local rails
  • Settle beyond banking hours
Explore Remittance industry

Different industries, the same rails underneath

Every corridor works the same way. You integrate once and the destination becomes a parameter — not a new bank, a new broker, and another six-month project.

  1. Local collection

    Collect where your money is

    Buyers, employers, and platforms pay into a named local account in their own market, using the payment method they already use — no international wire, no correspondent chain.

  2. Real-time settlement

    Settle in seconds, not overnight

    Value moves between corridors on a modern settlement layer in seconds, so your working capital is never parked with an intermediary bank waiting for the next cut-off.

  3. Local payout

    Pay out where your people are

    Suppliers, employees, and partners are paid in local currency on local rails — the full amount, on the day you promised it, in the account they already hold.


  • Named local accounts

    Held in your own company name across 50+ markets — no local entity to incorporate.

  • Transparent FX

    The rate is shown before you send, with no spread buried inside the transfer.

  • Multi-currency treasury

    Hold, convert, and move liquidity on demand instead of pre-funding every market.

  • API-first platform

    The same rails over REST when payments belong inside your own product.


Already moving money in production

Businesses run their collections and payouts on these corridors today — the same infrastructure behind every industry on this page.


  • API
  • Remittance

Built for Instant Transfers from Europe to LATAM

A leading LATAM remittance company partnered with VirtuaBroker on a corridor built for instant transfers from Europe to Latin America.

10K+
new clients
€1M+
monthly volume
20+
new send countries
Read the case study
  • API
  • On-ramp • Off-ramp

Powering Crypto On-Ramps from Europe to India

A leading Indian exchange partnered with VirtuaBroker to power seamless euro-to-rupee conversions — allowing users across Europe to on-ramp and off-ramp crypto through regulated European rails built to settle in seconds.

2K+
new clients
€4M+
monthly volume
20+
new send countries
Read the case study

EU-regulated rails · Segregated client funds · KYC and KYB screening built in


Frequently asked questions

FAQs

Settlement times, coverage, pricing, and what it takes to get started — answered for every industry we serve.

Ask us about your corridor
How fast do supplier payments actually settle?

Payments are built to settle in seconds to same-business-day, depending on the corridor and local banking rails involved. By using local accounts instead of correspondent banking, VirtuaBroker's architecture removes the multi-hop delays common with traditional international wire transfers — whether you're paying suppliers, processing payroll, or settling travel-related transactions.

Which countries does VirtuaBroker support?

The platform currently covers 50+ markets, including named local accounts across the EU, UK, US, Canada, Hong Kong, all of Latin America, and a growing footprint across Africa and Southeast Asia. Coverage and account type vary by market — some support full local holding, others route through to stable settlement.

What happens with payments to high-inflation or restricted currencies?

For markets where holding local currency carries volatility risk, funds are collected locally and routed to a stable settlement currency rather than held long-term in that currency. This keeps your working capital protected from local currency depreciation while still allowing local collection.

Is VirtuaBroker regulated?

Yes. VirtuaBroker operates under its own regulatory licences and works with regulated financial partners, providing an additional layer of compliance and security across our payment services.

Do I need a local entity to open a named account in each market?

No — named local accounts are held in your existing company's name, so you don't need to incorporate locally to collect or pay in that market.

How is pricing calculated?

Pricing depends on corridor, volume, and account terms rather than a single flat rate. See the cost comparison above for an illustrative example, or contact us for a quote specific to your payment volumes.

Can I see how this works for a specific corridor, like Spain to Brazil?

Yes — reach out via Contact Sales for a walkthrough tailored to your industry and specific corridors, including expected settlement timing and local payout details.

Let's map your
payment corridors

Tell us where you collect and where you pay out. We will show you the live rails, the settlement timing, and the all-in cost for your industry — before you commit to anything.