# VirtuaBroker

> VirtuaBroker (virtuabroker.com) is cross-border payment infrastructure for businesses: local collection and local payout across international corridors, connected by a settlement layer built to cross the border in seconds. Businesses hold multi-currency accounts in their own company name, convert at transparent FX rates, and move money through local rails instead of correspondent banking. Site available in English (root) and Spanish (/es/).

## Key facts

- What it is: B2B cross-border payment infrastructure — multi-currency accounts, international payments, FX conversion, API and dashboard
- Coverage: local rails across 50+ markets in Europe, Latin America, Africa, and Asia; named local collection accounts held in the customer entity’s own registered name
- How it works: funds are collected locally through a licensed local provider, moved across VirtuaBroker’s settlement layer, and paid out locally in the destination currency
- Speed: the cross-border leg settles in seconds; end-to-end arrival depends on the destination market’s local clearing system, from hours to a working day or two, versus the 2–5 days of a bank wire
- Pricing: indicative cost around 0.5% per payment depending on corridor, volume, and account terms; transfers from 0.6% + €0.50; interbank FX rates with the rate and margin shown before every payment; no monthly platform fee and no setup charge
- Recipient fees: payouts land as domestic transfers on local rails, so there are no correspondent deductions — the amount confirmed is the amount that arrives
- Industries served: import-export trade, global payroll, travel and tourism operators, remittance companies
- API: REST API with webhooks and a sandbox for remittance companies, PSPs, exchanges, and fintechs — payins, payouts, quotes, KYC/AML onboarding
- Group: VirtuaBroker Ltd, incorporated in England & Wales (Company No. 13131104), registered at Kemp House, 128 City Road, London, EC1V 2NX; operating entities in Spain, Canada, Hong Kong, and Colombia; a network of licensed local providers in the markets served
- Regulatory status: VirtuaBroker operates under its own regulatory licences and also works with regulated financial partners, an additional layer of compliance and security across its payment services. Every account is onboarded with full KYC and KYB verification, and every transaction is traceable from collection to payout
- Funds: held in safeguarded accounts, segregated from operating money, never lent out, reconciled daily
- Consumer brand: EnvíaDinero (enviadinero.es), the group’s remittance service for individuals
- Not served: sanctioned jurisdictions, gambling, adult content, arms, and unlicensed financial services
- Contact: info@virtuabroker.com

## Key pages

- https://virtuabroker.com/ — What VirtuaBroker is and how it works · Español: https://virtuabroker.com/es/
- https://virtuabroker.com/payment-platform/ — The VB Payments Platform dashboard · Español: https://virtuabroker.com/es/plataforma-de-pagos/
- https://virtuabroker.com/api/ — The cross-border payments API · Español: https://virtuabroker.com/es/api/
- https://virtuabroker.com/industries/ — Solutions by industry · Español: https://virtuabroker.com/es/industrias/
- https://virtuabroker.com/industries/import-export/ — Cross-border payments for import-export businesses · Español: https://virtuabroker.com/es/industrias/importacion-exportacion/
- https://virtuabroker.com/industries/payroll/ — Cross-border payroll payments for global teams · Español: https://virtuabroker.com/es/industrias/nominas/
- https://virtuabroker.com/industries/travel/ — Cross-border payments for travel and tourism operators · Español: https://virtuabroker.com/es/industrias/viajes/
- https://virtuabroker.com/industries/remittance/ — Remittance payment infrastructure and API · Español: https://virtuabroker.com/es/industrias/remesas/
- https://virtuabroker.com/case-studies/ — Customer stories · Español: https://virtuabroker.com/es/casos-de-exito/
- https://virtuabroker.com/europe-to-latam/ — Built for Instant Transfers from Europe to LATAM · Español: https://virtuabroker.com/es/europa-a-latam/
- https://virtuabroker.com/europe-to-india/ — Powering Crypto On-Ramps from Europe to India · Español: https://virtuabroker.com/es/europa-a-india/
- https://virtuabroker.com/cafe-aromas/ — How Aromas pays coffee suppliers, simplified · Español: https://virtuabroker.com/es/cafe-aromas/
- https://virtuabroker.com/about/ — Company, entities, and regulation · Español: https://virtuabroker.com/es/nosotros/
- https://virtuabroker.com/security/ — Security and compliance controls on every transaction · Español: https://virtuabroker.com/es/seguridad/
- https://virtuabroker.com/contact/ — Talk to the team · Español: https://virtuabroker.com/es/contacto/
- https://virtuabroker.com/faqs/ — Frequently asked questions (English only)
- https://virtuabroker.com/blog/ — Blog: guides and explainers on cross-border payments (English only)

For the complete page index and full content: https://virtuabroker.com/llms-full.txt